A high-value mortgage is a big financial commitment, so we’ll work extensively to ensure we secure you the right deal.

Although high-value mortgages are essentially the same as standard residential mortgages, different influencing factors make them more complicated to secure. For example, if you have a high net worth and are looking to borrow against net assets or other property, you’ll find a limited choice of lenders because of how you prove your income. Also, if you earn money in lump sums, you might want to make sizeable one-off mortgage repayments. But typically, with high street mortgages, overpaying by more than 10% will incur an early repayment charge, which can be a significant amount.

So before sourcing your high-value mortgage, we’ll take time to get to know you and understand your lifestyle and goals. Then we’ll tailor a bespoke mortgage solution that meets your exact needs. We have access to a strong lender network so can find the right high-value mortgage for your particular circumstances. We’ve successfully arranged high-value mortgages for those in complex situations, including the self-employed, business owners and non-domiciled residents.

As we manage the entire process from application to completion, you can relax knowing that everything is taken care of and your mortgage is in safe hands.