High net worth MOrTgages
Offering a highly professional and bespoke service, our expert mortgage brokers are able to provide discreet advice on high value mortgages of £500,000 as well as high net worth mortgages for celebrities, businesses and individuals across the UK.
Define high net worth?
The Financial Conduct Authority (FCA) define high net worth as a customer with earnings of no less than £300,000 per year or net assets no less than £3 million. If you meet these criteria, lenders are allowed to loosen some rules, resulting in a much more tailored and personalised mortgage product being offered.
Providing a bespoke and tailored service
We understand that income streams for many clients looking for high net worth mortgages aren’t always straightforward, which can make applying for a mortgage more complex. They may be a director or partner, or have shares in multiple businesses and this often means that they may require a bespoke mortgage arrangement to suit all parties.
Generally speaking, there is often a greater need for flexibility and visibility when gaining access to significant finance. This is where we can offer a top class service. After gaining a full understanding on what can often be a complex situation, our mortgage advisors will find you a unique solution so that things can go as seamlessly and quickly as possible.
Discretion is key
Well-known celebrities, businesses, actors and actresses, sports players, politicians and leaders often require high net worth mortgages. Therefore, we understand that confidentiality and discretion is vital and tailor our communication to suit your needs and lifestyle. We also work alongside banks and lenders who offer the same level of discretion and privacy.
Our mortgage brokers are able to provide clients and businesses with tailored private solutions on high net worth mortgages to secure bespoke funding for large mortgages of £1 million plus.
Get in touch today – we would love to help you achieve your property dreams.
Because we play by the book we want to tell you that...
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
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