First-time buyer
Congratulations, you're buying your first home! You're likely excited and daunted in equal measure. And as a first-time buyer, you're probably about to make your largest ever financial commitment, so it's essential to choose the right mortgage for your situation. But where do you start? With our expert market knowledge, we can help you secure the perfect mortgage for your new home with minimum stress and effort.
If you're taking that first step onto the property ladder, we're here to help make it happen.
With so many mortgage options available to you and constant changes to lending criteria and government incentive schemes, finding the right mortgage can be confusing and time-consuming. And that’s why we’re here to help. We’ll manage and simplify the whole process for you and, with access to a broad selection of mortgage products, get you the loan that suits your situation and requirements.
As a first-time buyer, you might find the options and terminology confusing, but we’ll explain everything in simple language so you’ll fully understand.
Our team are here to listen to your circumstances, take you through the options and help you get the mortgage you need to buy your first dream home.
Because we play by the book we want to tell you that...
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
Mortgage Calculators
Using our mortgage calculators, you can find out how much you’ll need to save and the type of property you can afford. Then you’ll have a good idea of how much it will cost to buy your first home.