Mortgage success against the odds
See how we delivered for our clients even though the odds were against them.
Free first-time buyer webinar
Join us for our first-time buyer advice clinic! Are you looking to buy your first home? Don’t miss this online event, where our expert advisers will be joined by Gerard L’Arbalestier from Halifax to provide valuable insights on the mortgage and home buying process. During this clinic, you’ll learn how to secure your first mortgage and take […]
Mortgage guarantee scheme extended
The mortgage guarantee scheme, which aims to help more buyers get on the property ladder, has been extended by 18 months. In the full Autumn Statement document, the government announced that it will extend the scheme until the end of June 2025 “to continue helping prospective borrowers with smaller deposits buy a home”. What is […]
We’ve launched a community library!
We’ve launched a community library! We’re always looking for ways to support our community in Exeter, so we thought this would be a great addition. Our little free library is now mounted on the wall outside our office and ready to use. It’s open seven days a week, 24 hours a day and is freely […]
New mortgage charter to help residential mortgage borrowers
A new Mortgage Charter brings good news for the millions of homeowners facing a huge jump in monthly mortgage repayments following the recent Bank of England base rate increases. Agreed between the Government, principal mortgage lenders and the Financial Conduct Authority (FCA), the charter sets out a range of measures to help homeowners struggling with […]
Are you worried about your mortgage following the base rate increase?
Today’s announcement by The Bank of England that it’s raising the base rate to 5% (the highest rate in 15 years) is worrying news for mortgaged homeowners or those looking to get on the property ladder. Are you worried about your mortgage? Despite the alarming news headlines, our advice is not to panic. Mortgage rates […]
100% mortgage now available
Saving for a deposit to buy your first property can be challenging when you’ve got rent and bills to pay, which is why Skipton Building Society has launched a 100% mortgage. The Skipton Track Record is a 100% five-year fixed mortgage available to first-time buyers. It’s designed for renters who are struggling to save for […]
Bank of England raises interest rate to 4.5%
Today, the Bank of England announced its 12th consecutive interest rate increase taking the Bank rate from 4.25% to 4.5%. If you have a mortgage or are planning on getting one, don’t panic! While we can’t predict how this latest rate increase will impact mortgage rates, the last rise in March (from 4% to 4.25%) […]
How to get the best mortgage interest rate
Our good news for the new year is that mortgage interest rates have come down after their spike towards the end of 2022. That should be a relief to hear if you need to remortgage your home or are considering buying a new house. However, the average mortgage interest rate is still higher than the […]
A change from the day job
Last week our team swapped computer screens for paint brushes and spent a day out of the office volunteering at Exeter YMCA. We were tasked with decorating some rooms for the YMCA’s Wellbeing team so they can relocate from their current, more costly location in a separate building. The Wellbeing team offers a vital service […]